By accessing this website you agree to be bound by all of the terms and conditions of use. If you do not accept these and do not intend to be bound by them you must exit the website immediately.

These terms and conditions of use, in conjunction with our Privacy Policy and our Cookie Policy, apply to use of this website.

This site is owned and operated by Fresh Insurance Services Group Limited (Company) in its own right and on behalf of all of its subsidiary entities (Group). For this purpose, in context of these terms and conditions, the Company and the Group shall be referred to as “Fresh Insurance Services Group”, “Fresh Insurance Group”, “Fresh”, “us”, or “we”. We reserve the right for the Company, and any or all of the Group, to enforce their rights and obligations jointly or severally as appropriate.

We take the utmost care to ensure that information published on this website is accurate at the time of posting and when regularly updated, however we do not guarantee its accuracy and we may change the information at any time without notice.

We reserve the right to vary the terms and conditions of use at any time.  Updated versions will be posted here. We recommend you review the terms and conditions of use regularly as you will be considered to be in acceptance of variations if you continue to use the website after they have been posted.

These terms and conditions of use are governed by English and Welsh Law and you agree that the English courts shall have exclusive jurisdiction in any dispute. In the event that any part of these conditions of use are found to be invalid, unlawful or unenforceable by any court, such part shall be severed from the remaining terms all of which will remain in force as permitted by law.

Trademarks and Copyright
With regard to all content of the website copyright is owned or reproduced under licence by Fresh. Where operated under licence this may be indicated by a third party proprietary notice. Intellectual property laws protect images, trademarks and brands and as such may not be reproduced or appropriated in any manner without written permission of their respective owners.  You may make a print copy of such parts of the website for your own personal use, unless specifically prohibited by a notice published on the page of interest, provided that any copy has attached to it any relevant proprietary notices and/or disclaimers. All other use is prohibited.

Links to the website or framing of the website is strictly prohibited without our express written permission.

Disclaimer and Limitation of Liability
The information, including any financial information, contained on this website or in any document on this website is provided for information only, and does not constitute a public offer under any applicable legislation or an offer to sell (or the solicitation of an offer to purchase) any services, security or financial instrument of the Company and/or any of its subsidiaries in any country, nor does it constitute investment, tax, legal or any other form of advice or recommendation with respect to any such services, security or financial instrument.

We are not responsible for, and make no guarantee that, functionality within the website will be free from  interruption or error, that faults will be rectified, or that the website or the server that makes it available will not contain viruses or other harmful components. We will not be liable, under any circumstances, for; any damages to, viruses that could infect, or repairs or corrections that must be performed on your electronic equipment or other property, following access or use of the website.

We are not and will not be held liable, regardless of contract, breach of warranty, wrongdoing, including but not limited to negligence or otherwise, for; lost profits, missed opportunity or damages of any form as a result of any use of or the inability to use the website, whether or not we have been made aware of the possibility of such damages occurring.

We have no responsibility for the content of any other website, including any website to which you may have linked to from the website. Accessing such websites is at your own risk and discretion.  We do not endorse the opinions, ideas, products, services or information offered on any website accessed via the website.